.otc-toc-v2-cta-wrap *{box-sizing:border-box}.otc-toc-v2-cta-wrap{color:#1b1b1b;font-family:proxima-nova,Helvetica Neue,Arial,sans-serif;margin:-40px auto 0;max-width:1200px;width:100%}.otc-related-row2-fix{margin-top:-60px}.otc-toc-v2-breadcrumb{color:#6e6b65;font-size:13.5px;margin-bottom:24px}.otc-toc-v2-breadcrumb a{color:#6e6b65!important;text-decoration:none}.otc-toc-v2-breadcrumb a:hover{color:#ff621a!important}.otc-toc-v2-breadcrumb-sep{color:#c6c6c6;margin:0 8px}.otc-toc-v2-breadcrumb-current{color:#1b1b1b}.otc-toc-v2-header{align-items:center;display:grid;gap:48px;grid-template-columns:1fr 1fr;margin-bottom:48px}.otc-toc-v2-eyebrow{background:#f2f2f2!important;border:none!important;border-radius:999px!important;color:#ff621a!important;display:inline-block!important;font-size:12px!important;font-weight:800!important;letter-spacing:.04em;line-height:1.4!important;margin:0 0 18px!important;padding:6px 14px!important;text-decoration:none!important;text-transform:uppercase!important}.otc-toc-v2-eyebrow:hover{background:#e9e9e9!important}.otc-toc-v2-title{font-size:clamp(30px,4vw,44px);font-weight:800;letter-spacing:-.01em;line-height:1.14;margin:0 0 16px;text-wrap:balance}.otc-toc-v2-subtitle{color:#000!important;font-size:17px;line-height:1.6;margin:0 0 24px;white-space:pre-line}.otc-toc-v2-byline{align-items:center;display:flex;gap:12px}.otc-toc-v2-byline img{border-radius:50%;height:40px;object-fit:cover;width:40px}.otc-toc-v2-byline-name{color:#ff621a!important;display:block;font-size:14.5px;font-weight:700;line-height:1.2;margin-bottom:1px;text-decoration:none}.otc-toc-v2-byline-name:hover{text-decoration:underline}.otc-toc-v2-byline-date{color:#000!important;font-size:13px;line-height:1.2}.otc-toc-v2-byline-date strong{font-weight:700!important}.otc-toc-v2-header-image img{aspect-ratio:4/3;border-radius:16px;display:block;max-height:400px;object-fit:cover;width:100%}@media (max-width:860px){.otc-toc-v2-header{gap:24px;grid-template-columns:1fr}.otc-toc-v2-header-image{order:-1}}.otc-toc-v2-layout{align-items:start;display:grid;gap:48px;grid-template-columns:315px 1fr;position:relative}.otc-toc-v2-rail{grid-column:1;overflow:hidden;z-index:5}.otc-toc-v2-accordion{margin:0 0 20px}.otc-toc-v2-list{list-style:none;margin:0;overflow-y:auto;padding:0 4px 0 0}.otc-toc-v2-list li{margin:0}.otc-toc-v2-list a{border-left:2px solid #e4e0d9;color:#1b1b1b!important;display:block;font-size:14px!important;font-weight:400!important;line-height:1.35;padding:8px 0 8px 14px;text-decoration:none;transition:border-color .15s ease,color .15s ease}.otc-toc-v2-list a:hover{color:#ff621a!important}.otc-toc-v2-list a.active{border-left-color:#ff621a;color:#ff621a!important;font-weight:700!important}.otc-toc-v2-list li.sub{font-size:13.5px;padding-left:26px}.otc-toc-v2-list li.sub a{border-left-color:transparent}.otc-toc-v2-cta{border-radius:16px;color:#1b1b1b;padding:24px 20px}.otc-toc-v2-cta-icon{align-items:center;background:rgba(255,98,26,.12);border-radius:8px;display:flex;height:28px;justify-content:center;margin-bottom:10px;overflow:hidden;width:28px}.otc-toc-v2-cta-icon img{height:100%;object-fit:contain;width:100%}.otc-toc-v2-cta h3{color:#1b1b1b!important;font-size:28.5px!important;font-weight:800!important;line-height:1.25!important;margin:0 0 8px!important}.otc-toc-v2-cta p{color:#000!important;font-size:13.5px!important;line-height:1.5!important;margin:0 0 16px!important}.otc-toc-v2-cta-btn{background:#ff621a!important;border:none!important;border-radius:999px;color:#fff!important;display:inline-block;font-size:13.5px;font-weight:800;padding:10px 20px;text-decoration:none;transition:transform .12s ease,box-shadow .12s ease}.otc-toc-v2-cta-btn:hover{box-shadow:0 6px 16px rgba(0,0,0,.18);transform:translateY(-1px)}.otc-toc-v2-article-body{grid-column:2;min-width:0;width:100%}.otc-toc-v2-article-body p{font-size:17px;line-height:1.7;margin:0 0 20px}.otc-toc-v2-article-body h2{font-size:26px;font-weight:800;letter-spacing:-.005em;margin:48px 0 16px}.otc-toc-v2-article-body h3{font-size:20px;font-weight:700;margin:32px 0 12px}.otc-toc-v2-article-body a{color:#ff621a}.otc-toc-v2-article-body ol,.otc-toc-v2-article-body ul{margin:0 0 20px;padding-left:22px}.otc-toc-v2-article-body li{font-size:17px;line-height:1.7;margin-bottom:8px}.otc-toc-v2-article-body iframe,.otc-toc-v2-article-body img,.otc-toc-v2-article-body video{height:auto;max-width:100%}.otc-toc-v2-table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 0 20px}.otc-toc-v2-table-scroll table{margin-bottom:0}@media (max-width:860px){.otc-toc-v2-layout{gap:24px;grid-template-columns:1fr}.otc-toc-v2-rail{grid-column:auto;left:auto!important;max-height:none!important;overflow:visible;position:static!important;top:auto!important;width:auto!important}.otc-toc-v2-article-body{grid-column:auto}.otc-toc-v2-list{max-height:none!important;overflow:visible}.otc-toc-v2-accordion summary{align-items:center;background:#fff;border:1px solid #e4e0d9;border-radius:10px;cursor:pointer;display:flex;font-size:13px;font-weight:800;justify-content:space-between;letter-spacing:.04em;list-style:none;padding:14px 16px;text-transform:uppercase}.otc-toc-v2-accordion summary::-webkit-details-marker{display:none}.otc-toc-v2-accordion summary:after{color:#ff621a;content:"\25BE";font-size:14px}.otc-toc-v2-accordion[open] summary:after{content:"\25B4"}.otc-toc-v2-accordion .otc-toc-v2-list{border:1px solid #e4e0d9;border-radius:0 0 10px 10px;border-top:none;padding:8px 16px 4px}.otc-toc-v2-cta{margin-top:16px}}